A Ulysses contract is a commitment device — a choice you make now to bind your future self. Named for Odysseus, who had himself tied to the mast to resist the Sirens.
The portfolio is settled — a single, globally-diversified index fund (MSCI ACWI, accumulating). No menu, no tinkering. The only decisions left are behavioral.
A trusted person gets notified the moment you attempt an early withdrawal — your partner, your best friend, or yes, your mom. You picked them yourself, before you needed the accountability.
No withdrawal executes immediately. You get a confirmation email 72 hours later asking if you still want out. Most panic decisions evaporate by then.
You set your own early-exit fee at signup — as high as you need it to actually hurt. From there it only goes down: it shrinks over time based on what you chose, until it disappears completely. The harder you start, the more you've bet on staying the course.
You lose it in two much simpler ways.
Most people who underperform aren't unlucky — they trade. Chasing individual names or trying to time the next winner is exactly how you end up worse off than just holding the market. A globally-diversified index fund already captures the market's return. The only way to do worse is to deviate from it.
Money set aside for the long term gets pulled out for a holiday, a car, a night out — not because the plan failed, but because the cash was sitting there and easy to reach. Every early withdrawal is a decision made in a moment that has nothing to do with the goal it was meant for.
Odysseus couldn't trust his future self, so he removed the choice in advance. Ulysses is the mast.
Our goal isn't higher returns. It's helping people actually earn the returns that were already there for them. The greatest risk to an investor isn't the market — it's themselves.
He bound himself to the mast to resist the Sirens.
Christian Reipen
Bachstrasse 6
5600 Lenzburg
Switzerland
Email: christian.reipen@ulysses-invest.com
Ulysses is a pre-launch project operated by Christian Reipen as an individual. It is not yet a registered company and does not currently offer any regulated financial or investment services.
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